ACAMS CAMS7 中文 : Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版)

  • Exam Code: CAMS7 中文
  • Exam Name: Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版)
  • Updated: Sep 29, 2026
  • Q & A: 447 Questions and Answers

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ACAMS CAMS7 中文 Exam Syllabus Topics:

SectionWeightObjectives
Understanding Risks and Methods of Financial Crime26%- Financial crime risks and consequences
  • 1. Institutional, individual, economic and social impacts
- Sanctions regimes and compliance risks
  • 1. Risk identification and mitigation
  • 2. UN, EU, OFAC frameworks
- Money laundering stages and techniques
  • 1. Placement, layering, integration
  • 2. Methods across financial sectors and businesses
- Terrorism financing and proliferation financing
  • 1. Sources and mechanisms
  • 2. Distinctions from money laundering
Building and Managing Anti-Financial Crime Compliance Programs28%- Monitoring, reporting and record keeping
  • 1. Transaction monitoring and alert management
  • 2. Legal record retention requirements
  • 3. Suspicious activity reporting (SAR/STR)
- Training, awareness and internal communication
- Program framework and policies
  • 1. Risk assessment and risk-based approach
  • 2. Policies, procedures and controls design
- Customer due diligence and know-your-customer
  • 1. CDD, EDD, beneficial ownership identification
  • 2. politically exposed persons and high-risk clients
- Audit, testing and continuous improvement
Global Anti-Financial Crime Frameworks, Governance and Regulations24%- Regional and national regulations
  • 1. EU AML Directives
  • 2. USA PATRIOT Act and extraterritorial laws
- Governance, accountability and ethics
  • 1. Ethical obligations and professional standards
  • 2. Roles of board, senior management and compliance function
- International standards and bodies
  • 1. FATF 40 Recommendations
  • 2. Basel Committee, Wolfsberg Group, UN conventions
Tools, Technologies and Investigations22%- Investigation processes and evidence handling
  • 1. Case management and escalation
  • 2. Cooperation with authorities and information sharing
- Remediation and response
  • 1. Corrective actions and regulatory engagement
- Technology and systems
  • 1. Monitoring systems, screening tools, data analytics
  • 2. Cryptoasset and virtual asset compliance

ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版) Sample Questions:

Question #1

關於預付卡,主要的反洗錢問題是什麼?

  • A. 它們會降低交易速度
  • B. 它們總是產生利息收入
  • C. 它們完全消除了網路風險。
  • D. 它們可能允許匿名轉移資金。
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #2

根據金融行動特別工作組(FATF)的數據。與環境犯罪洗錢收益相關的潛在風險指標包括: (選擇兩個。)

  • A. 位於高風險管轄區的廢棄物管理行業公司,其廢棄物付款或貿易發票與其被授權處理的廢棄物類型一致。
  • B. 伐木公司經常付款。磨粉或廢料貿易部門提供給與合法牧師活動或業務無關的個人或受益人。
  • C. 涉及高級官員或政治公眾人物向其家庭成員轉移不明財富和現金,這些人員的職位與自然資源的管理或保護有關。
  • D. 從現金密集型企業向金礦開採、非法採伐和非法土地清理地區的受益人提供的小額現金轉移。
Reveal Solution  Discussion  0

Correct Answer: B,C  🗳️

Question #3

根據金融行動特別工作小組 (FATF) 的《基於風險的人壽保險業指南》,下列哪些是與第三方參與人壽保險產品相關的洗錢危險信號? (選兩項。)

  • A. 定期從與保單持有人沒有明顯關係的第三方收到付款。
  • B. 客戶聘請律師就保單的簽發進行諮詢。
  • C. 客戶將保單轉移到與原保單簽發機構無關聯的另一家保險公司。
  • D. 客戶指定一個看似無關的第三方為受益人。
Reveal Solution  Discussion  0

Correct Answer: A,D  🗳️

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Question #4

銀行反洗錢/反恐怖主義融資合規計畫設計上的缺陷可能導致受監管實體的哪個部門承擔個人責任? (選兩項。)

  • A. 合規部門
  • B. 高階管理層
  • C. 董事會
  • D. 產品監督委員會
Reveal Solution  Discussion  0

Correct Answer: B,C  🗳️

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Question #5

在離岸金融中心 (OFC) 設立的商業實體具有獨特的洗錢風險,因為它們通常:

  • A. 包括信託、投資基金和保險公司。
  • B. 位於不受美國法律管轄的地區。
  • C. 對於建立這些商業實體,組織揭露和記錄保存要求有限。
  • D. 個人或實體之間有非正式的商業安排。
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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