Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) fence line.
B) corner of a recorded subdivision lot.
C) iron pin.
D) highway.

2. Which of the following can be licensed as a title insurance agent?

A) an employee of a title company
B) an approved attorney
C) a legal entity
D) an officer of a title company

3. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Nothing is required.
B) Record in the county where the property is located a certified copy of John's death certificate.
C) Probate the estate of John.
D) Record a certified copy of a probate court order of John's estate distributing the home to Kate.

4. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) a violation of the grace period provision.
B) a contractual liability.
C) an unfair insurance practice.
D) a fraudulent insurance act.

5. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

A) as tenants in common
B) as joint tenants
C) as tenants at sufferance
D) as tenants by the entireties

Solutions: