Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Updated: Sep 07, 2025
  • Q & A: 92 Questions and Answers

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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. In Maryland, continuation of medical plan coverage for a handicapped child beyond the age limit stated in the policy may require proof of the child's:

A) Continued insurability
B) Dependency for the first two years of continued coverage only
C) Incapacity only
D) Incapacity and dependency upon reaching the age limit


2. When determining the premiums for large groups, most insurance companies use:

A) Pooled rating
B) Occupational rating
C) Experience rating
D) Area rating


3. Which statement is true of trade association groups eligible for group medical benefits?

A) Members of the association are usually in the same industry
B) The association membership primarily consists of large employers
C) Employer contributions are usually waived
D) Such associations are formed for the purpose of purchasing insurance


4. In dental insurance coverage, which one of the following typically is EXCLUDED?

A) Root canal therapy
B) Preventive care
C) Dental X-rays
D) Treatment started prior to the eligibility date


5. In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:

A) Emergency medical care
B) Dental care
C) In-patient hospital services
D) Primary care


Solutions:

Question # 1
Answer: D
Question # 2
Answer: C
Question # 3
Answer: A
Question # 4
Answer: D
Question # 5
Answer: B

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